FAQ
Last updated: 2026-05-17 by CDDStream
Questions about CDDs and CDDStream, answered plainly.
CDDStream is a citation-grounded research surface for Florida CDD documents and statutes. The questions below are organized by audience: residents, district managers, and board supervisors. Every answer is short, the scope is CDD-specific, and the disclosure posture is the same throughout: CDDStream returns the document text and the statute section, not a legal recommendation.
For the canonical text of CDD statutes, see flsenate.gov / Laws / Statutes / Chapter 190.
For residents
What residents ask about CDDs
What is a CDD?
A Community Development District (CDD) is a special-purpose unit of local government created under Chapter 190 of the Florida Statutes. It finances, builds, and maintains community infrastructure like roads, stormwater, water/sewer, and often amenities, frequently funded by bonds issued when the community was built.
Why do I pay a CDD assessment and HOA dues?
They cover different things. The CDD assessment (on your county tax bill) pays for infrastructure and bond debt service. HOA dues (billed by the association) cover neighborhood rules, common-area upkeep, and management. You can be subject to both in the same community because they serve separate functions under separate Florida statutes.
What does my assessment cover?
CDD assessments typically have two components: Operations & Maintenance (O&M) for ongoing infrastructure upkeep, and Debt Service for paying down the bonds that funded the original construction. The exact amounts are in your district budget, which CDDStream can cite directly.
When and where are board meetings?
CDD board-of-supervisors meetings are public (Sunshine Law, Ch. 286) and must be noticed in advance. Meeting schedules are typically posted on the district website (required under 189.069). CDDStream can surface meeting dates from your district documents.
How do I find the budget or minutes?
CDD budgets, meeting minutes, and other records are public records under Chapter 119. They are typically posted on the district website. CDDStream indexes these documents so you can ask questions about them directly.
For district managers
What district managers ask about CDDStream
Does this replace our management platform?
No. CDDStream is a Q&A and compliance-awareness layer that sits alongside your existing district-management platform. It handles recurring document-and-statute questions. Your platform handles accounting, vendor management, and operations.
What does it cost per district?
Flat monthly per district, paid from the district O&M budget. See the pricing page for current rates.
How fast can a new district be onboarded?
Onboarding is our work, not yours. We ingest the district documents, index them, and run quality checks. Typical turnaround is days, not weeks.
Does the board need to approve it?
Yes, as a public-meeting vote. Under Florida law, a SaaS subscription is "other services" (190.033), so there is no RFP to run. A board can approve it as a work authorization at a regular public meeting on your recommendation, subject to each district purchasing policy.
For board supervisors
What board supervisors ask about CDDs
How are CDD supervisors elected?
Initially, supervisors are elected by landowners (one vote per acre). Once the district reaches a threshold of qualified electors, elections move to the general November ballot (190.006). CDDStream can cite the specific election provisions for your district.
What are my Sunshine and public-records obligations?
As a public officer, you are subject to the Sunshine Law (Ch. 286) which requires meetings to be public, and the Public Records Act (Ch. 119) which requires records to be available for inspection. Board members cannot discuss CDD business outside a noticed public meeting.
What are my ethics and financial disclosure obligations?
CDD supervisors are public officers subject to Chapter 112 Part III (Code of Ethics for Public Officers and Employees). This includes annual financial disclosure (Form 1), restrictions on gifts, and voting-conflict-of-interest rules (112.3143).
What is the budget-adoption timeline?
The board must adopt a budget each fiscal year (190.008). The process includes a proposed budget, a public hearing with proper notice, and board adoption. CDDStream can walk you through the statutory timeline and notice requirements.